Thursday, December 8, 2011

The Gift of Financial Freedom

Ahhh, just the words "financial freedom" have this exciting ring to them!  I recently received The 60 Minute Money Workout by Ellie Kay from Waterbrook Multnomah Publishing Groups Blogging for Books Program. 

The book advertises financial transformation in just one hour a week.  Hard to believe.  And I haven't tried it yet, so I don't know if it is true or not.  I was hoping that Kay would give me a solution that would help me only spend one hour a week on EVERYTHING finance related.  Bills, checkbook, planning, etc.  It doesn't quite work that way, and this book certainly doesn't offer a solution to laziness (which I have). 

What she does offer is a very rigorous and structured approach to every facet of finances.  There are 14 chapters that cover topics ranging from creating a spending plan to travel and fun to college planning to retirement planning.  Each workout on the different topics is designed to be completed (by one hard working individual or two very focused people who get along well and have no underlying marital issues being brought to the table).  Workouts are broken into warm-up, strength training, cardio burn, heart rate check, and cool down sections.  Kay provides pre-workout quizzes and score sheets, worksheets, and links to websites with helpful information. 

Ellie Kay provides good information in a straightforward manner.  Kay is also very realistic and sometimes brutally honest about financial mistakes that people make.  For a person who is already driven and motivated, I can see this book being very helpful.  Although, I am skeptical that just these workouts will provide enough to truly bring someone closer to financial freedom.  I was relieved that Kay also stated that transformation doesn't happen instantly, after one workout.  Only over time and with consistent effort will someone see improvement in their finances. 
I chose to review this book, because I, like many Americans, struggles with attainment of financial freedom.  My husband and I have had our share of arguments over money.  None of which ended too badly, but were a bother nonetheless.  We might try all of Ellie Kay's workouts, and we might not.  But I am glad that I have another resource handy.  My favorite chapter was the guide to paying less. She gave great tips about bargain shopping and garage saling (two of my favorite things).

Disclosure of Material Connection: I received this book free from the publisher through the Waterbrook Blogging for Books Program. I was not required to write a positive review. The opinions I have expressed are my own. I am disclosing this in accordance with the Federal Trade Commission's 16 CFR, Part 255.

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